BROWN & BLACK SOCIAL CLUB

PRIVACY POLICY Last Updated – April 2025

We take your privacy seriously. This Policy explains what data we collect, how we use it, the limited circumstances in which we share it, and the choices and rights you have. By using Brown & Black Social Club on Substack (the “Service”), you consent to the practices below and to Substack Inc.’s own Privacy Policy. If you disagree, please do not use the Service.

1. WHO WE ARE

Brown & Black Social Club (“BBSC,” “we,” “our”) is a U.S.-based digital publication run by Jack Rico Media, 99 Hudson St. #431, New York, NY 10013, USA. Contact: brownandblackpodcast@gmail.com.

2. WHAT DATA WE COLLECT

• Information you provide – the basics you type in yourself, such as your email address, display name, profile photo, comments, and any survey answers.
• Billing data – your payment-method details and billing address. These live with Substack and its payment processors (e.g., Stripe, Apple Pay).
• Technical data – automatically captured items like IP address, device type, browser, operating system, referral URL, and time stamps. Substack’s servers log these whenever you visit.
• Usage data – what you read and how you interact: which posts you open, how long you linger, the links you click, and any on-site searches. Collected via Substack analytics and our first-party cookies.
• Inferred data – insights we derive, such as topics you seem to enjoy or the time of day you prefer to receive emails. Generated by our internal analytics tools.nformation” (e.g., race, health data) unless you voluntarily disclose it in comments.

3. HOW WE USE YOUR DATA

• Deliver newsletters, podcasts, and notifications you subscribed to
• Process payments and manage subscriptions
• Moderate comments and enforce our Terms of Service
• Analyze engagement to improve content and recommend articles
• Detect, prevent, and respond to fraud, spam, or security threats
• Comply with legal obligations (e.g., tax records, DMCA takedowns)
We do not sell or rent your personal information.

4. SHARING & DISCLOSURE

We share data only with:
• Service providers: Substack (hosting, email delivery, analytics), payment processors (Stripe, Apple Pay, Google Pay), cloud-storage & security vendors—all bound by contract to protect your data.
• Legal or safety reasons: Government authorities or courts when required by law, or to protect our rights, users, or the public.
• Business transfers: If BBSC is ever acquired, data will transfer under the same privacy commitments.
We never share, sell, or “sell” (as defined by the CPRA) your data to third parties for their own marketing.

5. COOKIES & TRACKING

The Service uses first-party cookies and similar technologies to:
• keep you logged in,
• remember preferences, and
• measure readership (Substack analytics; optional Google Analytics).
You can disable non-essential cookies in your browser settings; essential cookies are required for core functions like login.

6. YOUR CHOICES

• Email preferences: Every message contains an “Unsubscribe” link.
• Comment deletion: Delete your own comments or email us.
• Analytics opt-out: Install browser-level blockers (e.g., uBlock, GA opt-out).
• Arbitration opt-out: See Section 13 of the Terms of Service.

7. YOUR PRIVACY RIGHTS

EU/UK (GDPR/DSA) — You may request: access, correction, deletion (“right to be forgotten”), data portability, restriction or objection to processing, and a statement of any automated decision-making. We respond within 30 days.
California (CPRA) — You have rights to know, correct, delete, and opt out of “selling” or “sharing” personal information (we do neither). You may also limit use of sensitive personal info (we do not collect it).
Submit requests at brownandblackpodcast@gmail.com or by mail (see Section 1). We will verify your identity before fulfilling a request.

8. DATA RETENTION

We keep account data while your subscription is active and for up to five years after cancellation (for tax, audit, and anti-fraud reasons), unless a longer retention period is required by law or permitted for our legitimate interests. Anonymized or aggregated data may be retained indefinitely.

9. DATA SECURITY

We use TLS encryption, account-level access controls, and hardened cloud infrastructure. No system is 100 % secure, but we follow industry standards (NIST 800-53 moderate tier) to minimize risk. Report security issues to brownandblackpodcast@gmail.com.

10. INTERNATIONAL TRANSFERS

Your data is stored on servers in the United States. If you access the Service from outside the U.S., you consent to transferring your information to the U.S., which may have different data-protection laws than your jurisdiction. Where required, transfers rely on Standard Contractual Clauses or equivalent safeguards.

11. CHILDREN

The Service is not directed to children under 16. If we learn we have collected personal data from a child without parental consent, we will delete it promptly.

12. CHANGES TO THIS POLICY

We may update this Policy. Material changes will be announced at least 7 days before taking effect via email or in-product notice. Continued use after the effective date signifies acceptance.

13. CONTACT

Questions, data-access requests, or DMCA notices:
• Email: brownandblackpodcast@gmail.com.

By continuing to use the Service, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.